Lloyds TSB Scotland's origins are in the savings bank movement founded by the Rev. Henry Duncan of Ruthwell, Dumfriesshire, who, in 1810, set up a bank to help his poorest parishioners save for times of hardship. The Trustee Savings Bank Association was established in 1887 to help individual banks co-operate and to advise on matters of common concern.
When Lloyds Bank plc and TSB Bank Scotland plc joined forces in June 1999, Lloyds TSB Scotland was born. With Lloyds TSB Group as its parent company the bank is part of one of the UK's leading financial services groups.
With 185 branches the length and breadth of the country and its head office at Henry Duncan House, George Street, Edinburgh (pictured), Lloyds TSB Scotland is a full-service bank with customers in the retail, commercial and corporate markets.
The bank offers a wide range of mortgages specifically customised to the needs of the Scottish homebuyer, given the distinct requirements for buying property in Scotland.
Lloyds TSB Scotland also publishes regular authoritative reports on the Scottish economy including the Scottish House Price Monitor, Business Monitor and Economic Bulletin.
The Lloyds TSB Foundation for Scotland is a grant-making trust distributing in excess of £8m each year to recognised charities throughout Scotland. The four Lloyds TSB Foundations receive one percent of Lloyds TSB Group's pre-tax profits each year. The Foundation for Scotland distributes funds to charities focused on improving the quality of life and creating equality of information for people in Scotland.
